HUD 184

Keystone Mortgage Company introduces Section 184 loans to federally approved tribal members in eligible areas.


  • Minimum down payment of 2.25%
  • Gifts/Grants may be available from Tribe
  • Seller can pay all closing costs (up to 6% of sales price)
  • No asset reserve requirement in most cases
  • Does NOT have to be Indian Land- can purchase anywhere!
  • No income limits
  • Must have Native American Tribal Membership card from a federally recognized Tribe
  • Flexible Credit Requirements
*This is a government program. Due to current status, this program is subject to change without notice*